The points guy platinum amex

Editor's note: This is a recurring post, regularly updated with new information and offers. While it requires some work to take full advantage of them, the effort can pay off with savings of hundreds or even thousands of dollars per year.

Although some overlapping benefits are offered by the Amex Platinum and Business Platinum — and both earn Membership Rewards points with access to the same transfer partners — there are important differences to consider when deciding which one is right for you. Let's look closer at the Amex Platinum vs. Business Platinum to see which makes the most sense for your wallet. Before we dive into more details, here's a comparison of the two cards' welcome offers, earning rates, major perks and available credits for cardholders. No foreign transaction fees see rates and fees. Each card comes with a generous welcome offer, but the minimum spend required to earn the bonus is where they really differ.

The points guy platinum amex

That shouldn't come as much of a surprise, given that it's among the heaviest and most expensive of the publicly available premium credit cards. It's easy to make the case that the Amex Platinum can pay for itself over time , but that doesn't necessarily mean it's the right card for you. So, let's look at who should — and shouldn't — get the Amex Platinum. However, many readers are being targeted for elevated offers by using the CardMatch tool. If you're one of the lucky ones, you'll be able to earn up to , points after meeting minimum spending requirements. This offer is subject to change at any time. No matter which bonus offer you get, all Platinum cardholders enjoy the same valuable perks. To offset the annual fee, Amex offers a number of statement credits, including:. That's the best return you'll get anywhere on buying airline tickets. Frequent travelers will also appreciate that the Platinum offers the most comprehensive lounge access of any credit card, including a Priority Pass Select membership , Amex's growing global collection of Centurion Lounges , Delta Sky Clubs when flying Delta limited to 10 annual visits from Feb. Enrollment required for select benefits. Rounding out the list of benefits are Gold elite status with Hilton and Marriott , access to a premium concierge service , travel protections , car rental insurance , baggage insurance and a host of other lesser-known perks.

He specializes in budget travel, hotels, earning elite status through minimal spending, and redeeming points for maximum value.

Editor's note: This is a recurring post, regularly updated with new information and offers. Nowadays, it seems every bank, airline and hotel offers a premium travel rewards card. But for a long time, The Platinum Card from American Express was the only premium rewards card on the market. If you had an Amex Platinum Card, with its sleek design and hefty metal weight , there was a sense of cachet. That still exists, even though a few competitors in the luxury card category have emerged in recent years, including the Chase Sapphire Reserve and the Capital One Venture X Rewards Credit Card. When you stack them up against one another, the Amex Platinum shines in ways the others don't.

Editor's note: This is a recurring post, regularly updated with new information and offers. Nowadays, it seems every bank, airline and hotel offers a premium travel rewards card. But for a long time, The Platinum Card from American Express was the only premium rewards card on the market. If you had an Amex Platinum Card, with its sleek design and hefty metal weight , there was a sense of cachet. That still exists, even though a few competitors in the luxury card category have emerged in recent years, including the Chase Sapphire Reserve and the Capital One Venture X Rewards Credit Card. When you stack them up against one another, the Amex Platinum shines in ways the others don't. Then again, it falls flat in some areas, too. That's why people often ask whether the Amex Platinum is still worth the annual fee , even with the new perks. The recommended credit score for this card is above and it still ranks as one of the best travel cards out there.

The points guy platinum amex

While this is an excellent welcome bonus, you may want to check the CardMatch tool for targeted offers — we've seen Amex Platinum bonuses of , points floating around in the past those offers are subject to change without notice. Let's focus on the benefits with the potential highest value and how you can maximize them year after year. Make sure you add your Amex Platinum to your Uber account, and the credit will automatically be applied to your first domestic ride or food order each month.

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Joseph Hostetler is a credit cards writer who also covers helpful miles and points tricks. If you asked him where he wants to travel next he'd quote Anthony Bourdain and tell you "anytime I'm eating spicy noodles in a bowl, I'm happy. Terms apply to the offers listed on this page. Let's dig into the details and benefits to see whether having the Amex Platinum in your wallet makes sense for you. Tips for maximizing: The Amex Platinum Card also entitles you to Delta Sky Club access during same-day travel with the airline; limited to 10 annual visits from Feb. Chris Dong. However, many readers are being targeted for elevated offers by using the CardMatch tool. Daily Newsletter. Over the past several years, premium cards have evolved to attract and retain customers. For rates and fees of the Amex Business Platinum Card, click here. This post contains references to products from one or more of our advertisers.

That shouldn't come as much of a surprise, given that it's among the heaviest and most expensive of the publicly available premium credit cards. It's easy to make the case that the Amex Platinum can pay for itself over time , but that doesn't necessarily mean it's the right card for you.

The best way to maximize your points is to transfer them to one of their loyalty program partners. You may unsubscribe at any time. Even if you're targeted for the ,point Amex Platinum bonus via CardMatch , when you're just starting out, there's a case to be made for staying the course and sticking to a Chase strategy. Her love affair with travel and aviation began at age 6, when her Air Force family moved from California to a military base outside of London. However, if you prefer to purchase airfare through online travel agencies OTAs such as Orbitz and Expedia, you'll only earn 1 point per dollar spent with the Platinum Card. Let's take a look:. Daily Newsletter. But my favorite part of airport lounges is the complimentary food and drinks available. On the other hand, if this type of spending is out of your league, another business card with a lower bonus threshold, a smaller annual fee and more targeted earning categories might be a better fit for you in the long run. Email address. Terms, conditions and limitations apply. Advertiser disclosure.