28 degrees mastercard

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Latitudes 28 Degrees Platinum Mastercard product comes with no annual fee, no international transaction fees and no currency conversion fees. You can see why this award winner could be a great addition to your wallet! On the surface, the 28 Degrees Platinum Mastercard is a pretty standard credit card. It comes with no annual fee, 55 interest free days, an interest rate of But beneath the surface is one of the best travel credit cards in Australia…. Another handy feature is the Latitude pay any way, which means that in addition to the plastic credit card you can carry around in your wallet, you also have the flexibility to pay using any mobile or wearable device.

28 degrees mastercard

At last, a credit card that understands how we live now as global citizens on the move around the world, either in person or online. It has the big five points such users are looking for:. When you make a purchase in a foreign currency, whether while travelling or online, you are already at the mercy of a fluctuating exchange rate. Add 3. Traders who source their stock internationally will be particularly happy with the ability to reduce their costs. Tip: You can use your 28 Degrees MasterCard to withdraw cash overseas and pay little or no interest. After you make the withdrawal, use your mobile phone or other internet-connected device to access your credit card account online. Once you see the cash advance amount in AUD in your account this may take a day or two , simply transfer into your credit card account the equivalent amount from your Australian bank savings or transaction account. Provided you have no overdue balance on your credit card account, the cash transfer will be applied to your cash advance immediately and the interest charge will be a few cents at most. Losing your credit card overseas, or having it stolen, is bad enough. Is someone using your card fraudulently? How will you check out of your hotel with no means of payment? This is a comforting level of security, but some users of the card have reported problems with using the card overseas, finding their card unexpectedly blocked. MasterCard SecureCode, a system of security questions or a one-time password delivered by SMS, also helps to protect you from fraudulent online shopping transactions.

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The complimentary global data roaming is another perk that will help you cut travel costs. In this guide. You can also enjoy up to 55 days interest-free on purchases. If you still have a question please leave a comment in the box below. The cash advance fee will apply when you withdraw funds whether or not the account is in credit. It is important to note local ATM fees may also apply. Any transactions made in a foreign currency will be converted at the daily Mastercard exchange rate.

As an adventurous traveller, you know how hard it can be planning your holiday away. There is so much to plan, and in so little time, how will you know what purchases are the best for you? When deciding which credit card to apply for, do a bit of research prior to signing on the dotted line. We want you to get the best deal for your holiday, so consider our below tips and tricks for the adventurous traveller. When travelling the world there are certain items we will always carry with us.

28 degrees mastercard

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It is great for travelling abroad and buying online from overseas. You can withdraw cash overseas from your card, but keep in mind these transactions are treated as a cash advance which carries a fee of 3. Problems understanding service operators Reviewed by Roswitha. Pauline 6 December Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This is the best credit card i have ever had. So if you carry a balance on the card from month-to-month, interest would apply. I obtained the 28 Degree MasterCard because I do a lot of overseas travelling and purchases. I received a 28 degree global platinum Mastercard today, and cut it up. No credit charges.

Latitudes 28 Degrees Platinum Mastercard product comes with no annual fee, no international transaction fees and no currency conversion fees. You can see why this award winner could be a great addition to your wallet!

Latitude processed these requests promptly and efficiently within 30 days. Balance Transfer. Or does that mean paying off the amount owed to Latitude? Finder makes money from featured partners , but editorial opinions are our own. Pro tip: just avoid withdrawing cash from credit cards in general. Based on Latitude credit card reviews. There are no frequent flyer points with this card, but no fees until now. In the meantime, my trxn dispute with NAB has been outstanding for 4 months now! Only good to use overseas because of its foreign exchange rate. Interest rate is high now Reviewed by Joanne. Any purchases in a foreign currency will be subject to the exchange rate calculated daily by Mastercard. You must submit details about your annual income, assets and liabilities, so have bank statements and payslips ready. No currency conversion fees Reviewed by Jason. Bots are useless tell me to go online!