Steven de celis

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The family still owns a Mitsubishi Outlander, but Mr De Celis now takes the bus to work, switched from Woolworths to Aldi, is cancelling his Foxtel subscription, cut back on meals out and has slashed his charity donations. The IT executive, 44, and his banker wife bought their house in June and borrowed the whole amount when rates were at a historic low of 0. I can't remember the last time I took my wife out to dinner,' he said. The couple looked into whether they would be better off with Ms De Celis giving up her job at ING to stay at home with their three children. He still gets coffee from his favourite cafe, Batch Espresso, though, saying that due to his Italian heritage, that will be the last thing to go.

Steven de celis

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Steven de celis

The family still owns a Mitsubishi Outlander, but Mr De Celis now takes the bus to work, switched from Woolworths to Aldi, is cancelling his Foxtel subscription, cut back on meals out and has slashed his charity donations. The IT executive, 44, and his banker wife bought their house in June and borrowed the whole amount when rates were at a historic low of 0. I can't remember the last time I took my wife out to dinner,' he said. The couple looked into whether they would be better off with Ms De Celis giving up her job at ING to stay at home with their three children. He still gets coffee from his favourite cafe, Batch Espresso, though, saying that due to his Italian heritage, that will be the last thing to go. The struggling family has also stopped taking holidays abroad and now limits itself to weekend trips in Shoalhaven or Port Stephens. On Tuesday, Australian borrowers were spared a rate rise for the first time in a year but the relief is likely to be short lived because inflation is still too high. The Reserve Bank of Australia has left the cash rate on hold at an year high of 3. Dr Lowe hinted at another rate rise, with inflation not expected to return to the target range until mid

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